AI decision infrastructure for pricing strategy.

AI decision infrastructure for pricing strategy.

WHAT WE DO

Vernier is AI-native pricing infrastructure for financial services.

Vernier optimises institutional fee strategies and automates the legal, compliance and audit workflows behind them, every decision is optimised, approved and defensible.

ONE DECISION, TWO CONSEQUENCES

Pricing is critical.

Commercial

5%+

Price is the top profit lever

A 1% pricing optimisation can deliver a disproportionately higher increase in operating profit.

Tokyo Tower at night

Legal & Compliance

10%

Pricing breaches risk global turnover

The UK CMA can now fine up to 10% of global turnover for pricing and consumer-protection breaches.

Commercial

2–3.5x ROI

Pricing initiatives pay for themselves

Structured pricing programmes lift margins 2–7pp and return 2–3.5x ROI within year one.

Chicago skyline at night

Legal & Compliance

High complexity

Pricing rules now depend on where you sell

No two US states follow the same rulebook for algorithmic pricing.

Commercial

3–5%

Revenue leaks without oversight

Discounting, stale price lists and untracked rebates erode 3–5% of revenue annually.

St Paul's Cathedral dome

Legal & Compliance

10 DAYS

Regulators now mandate fast retrieval of pricing records

Ten working days to produce the documented rationale behind a pricing decision, on request.

Figures are drawn from named public sources — see Detail and Sources for the underlying methodology.

LIVE MONITORING

Constant optimisation.

Sector news, competitor moves and peer fee benchmarks surface the moment they matter. Every pricing decision is built on live intelligence, never a stale snapshot.

BEYOND THE COMMERCIALS

Vernier doesn’t just optimise commercials.

We’re engineered for your

Legal
Legal

workflows.

workflows.

Legal
01

Legal

  • Anti-Trust scanning
  • Sector specific briefings
  • Documentation storage
  • & more
Compliance
02

Compliance

  • Regional compliance tooling
  • Record keeping
  • Notification obligations
  • & more
Audit
03

Audit

  • Audit history
  • Approvals management
  • Centralised documentation
  • & more

WHO WE SERVE

Intelligent, cross-sector.

Built as industry-agnostic AI infrastructure. Launching cross-sector in Financial Services, 2026.

Payments

Payments

Interchange, scheme and processing fees, reconciled down to the transaction.

Market Infrastructure

Market Infrastructure

Exchange, clearing and data fees, priced to volume and connectivity tier.

Retail

Retail

Account and transaction pricing, held consistent across every channel and tier.

Fintech

Fintech

Usage-based and tiered pricing, defensible as volumes and margins shift.

Asset Management

Asset Management

Fee schedules that move with AUM, benchmarks and mandate terms.

Insurance

Insurance

Premium and commission structures, modelled against loss ratios.

Telecommunications

Roadmap

Telecommunications

Spectrum, interconnect and tariff fees, priced across shifting regulatory regimes.

Energy

Roadmap

Energy

Wholesale and retail tariffs, priced against volatile commodity and grid costs.

Real Estate

Roadmap

Real Estate

Lease, service charge and yield structures, tracked across the portfolio.

Logistics

Roadmap

Logistics

Freight, surcharge and contract rates, reconciled against fuel and capacity swings.

Fast-moving consumer goods

Roadmap

Fast-moving consumer goods

Trade promotions and list pricing, reconciled against retailer terms and volume.

Truly end-to-end.

Monitor

Optimise

Optimise

Implement

Implement

Defend

Defend

See Vernier on your own pricing decisions.

Bring a live pricing scenario. We’ll show you how Vernier monitors, optimises and defends it — end to end.